Title 12

Banks and Banking

1,688 sections in this title — page 16 of 17.

§ 5493

Administration

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5494

Consumer Advisory Board

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5495

Coordination

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5496

Appearances before and reports to Congress

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5496a

Annual audits

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5496b

GAO study of financial regulations

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5497

Funding; penalties and fines

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5498

Data standards

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 5499

Open data publication

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part A— - Bureau of Consumer Financial Protection

§ 55

Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership

Chapter CHAPTER 2— - NATIONAL BANKS › Subchapter SUBCHAPTER II— - CAPITAL, STOCK, AND STOCKHOLDERS

§ 5511

Purpose, objectives, and functions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5512

Rulemaking authority

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5513

Review of Bureau regulations

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5514

Supervision of nondepository covered persons

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5515

Supervision of very large banks, savings associations, and credit unions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5516

Other banks, savings associations, and credit unions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5517

Limitations on authorities of the Bureau; preservation of authorities

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5518

Authority to restrict mandatory pre-dispute arbitration

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5519

Exclusion for auto dealers

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part B— - General Powers of the Bureau

§ 5531

Prohibiting unfair, deceptive, or abusive acts or practices

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5532

Disclosures

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5533

Consumer rights to access information

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5534

Response to consumer complaints and inquiries

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5535

Private Education Loan Ombudsman

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5536

Prohibited acts

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5537

Senior investor protections

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5538

Mortgage loans; rulemaking procedures; enforcement

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part C— - Specific Bureau Authorities

§ 5551

Relation to State law

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part D— - Preservation of State Law

§ 5552

Preservation of enforcement powers of States

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part D— - Preservation of State Law

§ 5553

Preservation of existing contracts

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part D— - Preservation of State Law

§ 5561

Definitions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5562

Investigations and administrative discovery

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5563

Hearings and adjudication proceedings

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5564

Litigation authority

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5565

Relief available

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5566

Referrals for criminal proceedings

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5567

Employee protection

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part E— - Enforcement Powers

§ 5581

Transfer of consumer financial protection functions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 5582

Designated transfer date

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 5583

Savings provisions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 5584

Transfer of certain personnel

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 5585

Incidental transfers

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 5586

Interim authority of the Secretary

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 5587

Transition oversight

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part F— - Transfer of Functions and Personnel; Transitional Provisions

§ 56

Prohibition on withdrawal of capital; unearned dividends

Chapter CHAPTER 2— - NATIONAL BANKS › Subchapter SUBCHAPTER II— - CAPITAL, STOCK, AND STOCKHOLDERS

§ 5601

Remittance transfers

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part G— - Regulatory Improvements

§ 5602

Reverse mortgage study and regulations

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part G— - Regulatory Improvements

§ 5603

Review, report, and program with respect to exchange facilitators

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER V— - BUREAU OF CONSUMER FINANCIAL PROTECTION › Part Part G— - Regulatory Improvements

§ 5611

Liquidity event determination

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VI— - FEDERAL RESERVE SYSTEM PROVISIONS

§ 5612

Emergency financial stabilization

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VI— - FEDERAL RESERVE SYSTEM PROVISIONS

§ 5613

Additional related matters

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VI— - FEDERAL RESERVE SYSTEM PROVISIONS

§ 5614

Exercise of Federal Reserve authority

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VI— - FEDERAL RESERVE SYSTEM PROVISIONS

§ 5621

Purpose

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5622

Definitions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5623

Expanded access to mainstream financial institutions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5624

Low-cost alternatives to small dollar loans

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5625

Procedural provisions

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5626

Authorization of appropriations

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5627

Regulations

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5628

Evaluation and reports to Congress

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VII— - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5641

Enhanced compensation structure reporting

Chapter CHAPTER 53— - WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter SUBCHAPTER VIII— - MISCELLANEOUS

§ 57

Increase of capital by provision in articles of association

Chapter CHAPTER 2— - NATIONAL BANKS › Subchapter SUBCHAPTER II— - CAPITAL, STOCK, AND STOCKHOLDERS

§ 5701

Definitions

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5702

Federal funds allocated to States

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5703

Approving States for participation

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5704

Approving State capital access programs

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5705

Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5706

Reports

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5707

Remedies for State program termination or failures

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5708

Implementation and administration

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5709

Regulations

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5710

Oversight and audits

Chapter CHAPTER 54— - STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5801

Findings and purpose

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 5802

Definitions

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 5803

LIBOR contracts

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 5804

Continuity of contract and safe harbor

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 5805

Benchmark for loans

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 5806

Preemption

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 5807

Rulemaking

Chapter CHAPTER 55— - ADJUSTABLE INTEREST RATE (LIBOR)

§ 582

Receipt of United States or bank notes as collateral

Chapter CHAPTER 5— - CRIMES AND OFFENSES › Subchapter SUBCHAPTER I— - IN GENERAL

§ 59

Reduction of capital

Chapter CHAPTER 2— - NATIONAL BANKS › Subchapter SUBCHAPTER II— - CAPITAL, STOCK, AND STOCKHOLDERS

§ 5901

Definitions

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5902

Issuance and treatment of payment stablecoins

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5903

Requirements for issuing payment stablecoins

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5904

Approval of subsidiaries of insured depository institutions and Federal qualified payment stablecoin issuers

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5905

Supervision and enforcement with respect to Federal qualified payment stablecoin issuers and subsidiaries of insured depository institutions

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5906

State qualified payment stablecoin issuers

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5907

Anti-money laundering protections

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5908

Anti-money laundering innovation

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5909

Custody of payment stablecoin reserve and collateral

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5910

Treatment of payment stablecoin issuers in insolvency proceedings

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5911

Application of existing insolvency law

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5912

Interoperability standards

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5913

Rulemaking

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5914

Reports

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5915

Authority of banking institutions

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 5916

Exception for foreign payment stablecoin issuers and reciprocity for payment stablecoins issued in overseas jurisdictions

Chapter CHAPTER 56— - REGULATION OF PAYMENT STABLECOINS

§ 60

National bank dividends

Chapter CHAPTER 2— - NATIONAL BANKS › Subchapter SUBCHAPTER II— - CAPITAL, STOCK, AND STOCKHOLDERS

§ 601

Authorization; conditions and regulations

Chapter CHAPTER 6— - FOREIGN BANKING › Subchapter SUBCHAPTER I— - ESTABLISHMENT BY NATIONAL BANKS OF FOREIGN BRANCHES AND INVESTMENTS IN BANKS DOING FOREIGN BUSINESS

§ 602

Reports and examinations

Chapter CHAPTER 6— - FOREIGN BANKING › Subchapter SUBCHAPTER I— - ESTABLISHMENT BY NATIONAL BANKS OF FOREIGN BRANCHES AND INVESTMENTS IN BANKS DOING FOREIGN BUSINESS