Title 15
2,505 sections in this title — page 4 of 26.
§ 1601
Congressional findings and declaration of purpose
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1602
Definitions and rules of construction
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1603
Exempted transactions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1604
Disclosure guidelines
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1605
Determination of finance charge
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1606
Determination of annual percentage rate
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1607
Administrative enforcement
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1608
Views of other agencies
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 161
Alteration, amendment, or repeal
Chapter 4— CHINA TRADE
§ 1610
Effect on other laws
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1611
Criminal liability for willful and knowing violation
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1612
Effect on government agencies
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1613
Annual reports to Congress by Bureau
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1615
Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 1616
Board review of consumer credit plans and regulations
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part A— General Provisions
§ 162
Creation of China corporations restricted
Chapter 4— CHINA TRADE
§ 1631
Disclosure requirements
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1632
Form of disclosure; additional information
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1633
Exemption for State-regulated transactions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1634
Effect of subsequent occurrence
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1635
Right of rescission as to certain transactions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1637
Open end consumer credit plans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1637a
Disclosure requirements for open end consumer credit plans secured by consumer’s principal dwelling
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1638
Transactions other than under an open end credit plan
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1638a
Reset of hybrid adjustable rate mortgages
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639
Requirements for certain mortgages
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639a
Duty of servicers of residential mortgages
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639b
Residential mortgage loan origination
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639c
Minimum standards for residential mortgage loans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639d
Escrow or impound accounts relating to certain consumer credit transactions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639e
Appraisal independence requirements
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639f
Requirements for prompt crediting of home loan payments
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639g
Requests for payoff amounts of home loan
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1639h
Property appraisal requirements
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1640
Civil liability
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1641
Liability of assignees
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1642
Issuance of credit cards
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1643
Liability of holder of credit card
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1644
Fraudulent use of credit cards; penalties
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1645
Business credit cards; limits on liability of employees
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1646
Dissemination of annual percentage rates; implementation, etc.
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1647
Home equity plans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1648
Reverse mortgages
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1649
Certain limitations on liability
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1650
Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1651
Procedure for timely settlement of estates of decedent obligors
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part B— Credit Transactions
§ 1661
Catalogs and multiple-page advertisements
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1662
Advertising of downpayments and installments
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1663
Advertising of open end credit plans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1664
Advertising of credit other than open end plans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1665
Nonliability of advertising media
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1665a
Use of annual percentage rate in oral disclosures; exceptions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1665b
Advertising of open end consumer credit plans secured by consumer’s principal dwelling
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1665c
Interest rate reduction on open end consumer credit plans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1665d
Reasonable penalty fees on open end consumer credit plans
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1665e
Consideration of ability to repay
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part C— Credit Advertising and Limits on Credit Card Fees
§ 1666
Correction of billing errors
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666a
Regulation of credit reports
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666b
Timing of payments
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666c
Prompt and fair crediting of payments
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666d
Treatment of credit balances
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666e
Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666f
Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; finance charge for sales transactions involving cash discounts
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666g
Tie-in services prohibited for issuance of credit card
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666h
Offset of cardholder’s indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666i
Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666i–1
Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666i–2
Additional limits on interest rate increases
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1666j
Applicability of State laws
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part D— Credit Billing
§ 1667
Definitions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1667a
Consumer lease disclosures
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1667b
Lessee’s liability on expiration or termination of lease
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1667c
Consumer lease advertising; liability of advertising media
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1667d
Civil liability of lessors
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1667e
Applicability of State laws; exemptions by Bureau from leasing requirements
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1667f
Regulations
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases
§ 1671
Congressional findings and declaration of purpose
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1672
Definitions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1673
Restriction on garnishment
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1674
Restriction on discharge from employment by reason of garnishment
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1675
Exemption for State-regulated garnishments
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1676
Enforcement by Secretary of Labor
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1677
Effect on State laws
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II— RESTRICTIONS ON GARNISHMENT
§ 1679
Findings and purposes
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679a
Definitions
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679b
Prohibited practices
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679c
Disclosures
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679d
Credit repair organizations contracts
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679e
Right to cancel contract
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679f
Noncompliance with this subchapter
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679g
Civil liability
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679h
Administrative enforcement
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679i
Statute of limitations
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1679j
Relation to State law
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS
§ 1681
Congressional findings and statement of purpose
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter III— CREDIT REPORTING AGENCIES
§ 1681a
Definitions; rules of construction
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter III— CREDIT REPORTING AGENCIES
§ 1681b
Permissible purposes of consumer reports
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter III— CREDIT REPORTING AGENCIES
§ 1681c
Requirements relating to information contained in consumer reports
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter III— CREDIT REPORTING AGENCIES
§ 1681c–1
Identity theft prevention; fraud alerts and active duty alerts
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter III— CREDIT REPORTING AGENCIES
§ 1681c–2
Block of information resulting from identity theft
Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter III— CREDIT REPORTING AGENCIES