Title 12

Banks and Banking

1,688 sections in this title — page 16 of 17.

§ 5493

Administration

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5494

Consumer Advisory Board

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5495

Coordination

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5496

Appearances before and reports to Congress

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5496a

Annual audits

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5496b

GAO study of financial regulations

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5497

Funding; penalties and fines

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5498

Data standards

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 5499

Open data publication

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A— Bureau of Consumer Financial Protection

§ 55

Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership

Chapter 2— NATIONAL BANKS › Subchapter II— CAPITAL, STOCK, AND STOCKHOLDERS

§ 5511

Purpose, objectives, and functions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5512

Rulemaking authority

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5513

Review of Bureau regulations

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5514

Supervision of nondepository covered persons

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5515

Supervision of very large banks, savings associations, and credit unions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5516

Other banks, savings associations, and credit unions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5517

Limitations on authorities of the Bureau; preservation of authorities

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5518

Authority to restrict mandatory pre-dispute arbitration

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5519

Exclusion for auto dealers

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B— General Powers of the Bureau

§ 5531

Prohibiting unfair, deceptive, or abusive acts or practices

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5532

Disclosures

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5533

Consumer rights to access information

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5534

Response to consumer complaints and inquiries

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5535

Private Education Loan Ombudsman

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5536

Prohibited acts

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5537

Senior investor protections

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5538

Mortgage loans; rulemaking procedures; enforcement

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C— Specific Bureau Authorities

§ 5551

Relation to State law

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part D— Preservation of State Law

§ 5552

Preservation of enforcement powers of States

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part D— Preservation of State Law

§ 5553

Preservation of existing contracts

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part D— Preservation of State Law

§ 5561

Definitions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5562

Investigations and administrative discovery

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5563

Hearings and adjudication proceedings

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5564

Litigation authority

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5565

Relief available

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5566

Referrals for criminal proceedings

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5567

Employee protection

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E— Enforcement Powers

§ 5581

Transfer of consumer financial protection functions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 5582

Designated transfer date

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 5583

Savings provisions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 5584

Transfer of certain personnel

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 5585

Incidental transfers

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 5586

Interim authority of the Secretary

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 5587

Transition oversight

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F— Transfer of Functions and Personnel; Transitional Provisions

§ 56

Prohibition on withdrawal of capital; unearned dividends

Chapter 2— NATIONAL BANKS › Subchapter II— CAPITAL, STOCK, AND STOCKHOLDERS

§ 5601

Remittance transfers

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part G— Regulatory Improvements

§ 5602

Reverse mortgage study and regulations

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part G— Regulatory Improvements

§ 5603

Review, report, and program with respect to exchange facilitators

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter V— BUREAU OF CONSUMER FINANCIAL PROTECTION › Part G— Regulatory Improvements

§ 5611

Liquidity event determination

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VI— FEDERAL RESERVE SYSTEM PROVISIONS

§ 5612

Emergency financial stabilization

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VI— FEDERAL RESERVE SYSTEM PROVISIONS

§ 5613

Additional related matters

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VI— FEDERAL RESERVE SYSTEM PROVISIONS

§ 5614

Exercise of Federal Reserve authority

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VI— FEDERAL RESERVE SYSTEM PROVISIONS

§ 5621

Purpose

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5622

Definitions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5623

Expanded access to mainstream financial institutions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5624

Low-cost alternatives to small dollar loans

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5625

Procedural provisions

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5626

Authorization of appropriations

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5627

Regulations

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5628

Evaluation and reports to Congress

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VII— IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5641

Enhanced compensation structure reporting

Chapter 53— WALL STREET REFORM AND CONSUMER PROTECTION › Subchapter VIII— MISCELLANEOUS

§ 57

Increase of capital by provision in articles of association

Chapter 2— NATIONAL BANKS › Subchapter II— CAPITAL, STOCK, AND STOCKHOLDERS

§ 5701

Definitions

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5702

Federal funds allocated to States

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5703

Approving States for participation

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5704

Approving State capital access programs

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5705

Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5706

Reports

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5707

Remedies for State program termination or failures

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5708

Implementation and administration

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5709

Regulations

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5710

Oversight and audits

Chapter 54— STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5801

Findings and purpose

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 5802

Definitions

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 5803

LIBOR contracts

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 5804

Continuity of contract and safe harbor

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 5805

Benchmark for loans

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 5806

Preemption

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 5807

Rulemaking

Chapter 55— ADJUSTABLE INTEREST RATE (LIBOR)

§ 582

Receipt of United States or bank notes as collateral

Chapter 5— CRIMES AND OFFENSES › Subchapter I— IN GENERAL

§ 59

Reduction of capital

Chapter 2— NATIONAL BANKS › Subchapter II— CAPITAL, STOCK, AND STOCKHOLDERS

§ 5901

Definitions

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5902

Issuance and treatment of payment stablecoins

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5903

Requirements for issuing payment stablecoins

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5904

Approval of subsidiaries of insured depository institutions and Federal qualified payment stablecoin issuers

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5905

Supervision and enforcement with respect to Federal qualified payment stablecoin issuers and subsidiaries of insured depository institutions

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5906

State qualified payment stablecoin issuers

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5907

Anti-money laundering protections

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5908

Anti-money laundering innovation

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5909

Custody of payment stablecoin reserve and collateral

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5910

Treatment of payment stablecoin issuers in insolvency proceedings

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5911

Application of existing insolvency law

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5912

Interoperability standards

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5913

Rulemaking

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5914

Reports

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5915

Authority of banking institutions

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 5916

Exception for foreign payment stablecoin issuers and reciprocity for payment stablecoins issued in overseas jurisdictions

Chapter 56— REGULATION OF PAYMENT STABLECOINS

§ 60

National bank dividends

Chapter 2— NATIONAL BANKS › Subchapter II— CAPITAL, STOCK, AND STOCKHOLDERS

§ 601

Authorization; conditions and regulations

Chapter 6— FOREIGN BANKING › Subchapter I— ESTABLISHMENT BY NATIONAL BANKS OF FOREIGN BRANCHES AND INVESTMENTS IN BANKS DOING FOREIGN BUSINESS

§ 602

Reports and examinations

Chapter 6— FOREIGN BANKING › Subchapter I— ESTABLISHMENT BY NATIONAL BANKS OF FOREIGN BRANCHES AND INVESTMENTS IN BANKS DOING FOREIGN BUSINESS