Title 12

Banks and Banking

1,685 sections in this title, page 16 of 17.

§ 5496

Appearances before and reports to Congress

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A — Bureau of Consumer Financial Protection

§ 5496a

Annual audits

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A — Bureau of Consumer Financial Protection

§ 5496b

GAO study of financial regulations

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A — Bureau of Consumer Financial Protection

§ 5497

Funding; penalties and fines

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A — Bureau of Consumer Financial Protection

§ 5498

Data standards

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A — Bureau of Consumer Financial Protection

§ 5499

Open data publication

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part A — Bureau of Consumer Financial Protection

§ 55

Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership

CHAPTER 2 — NATIONAL BANKS › SUBCHAPTER II — CAPITAL, STOCK, AND STOCKHOLDERS

§ 5511

Purpose, objectives, and functions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5512

Rulemaking authority

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5513

Review of Bureau regulations

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5514

Supervision of nondepository covered persons

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5515

Supervision of very large banks, savings associations, and credit unions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5516

Other banks, savings associations, and credit unions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5517

Limitations on authorities of the Bureau; preservation of authorities

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5518

Authority to restrict mandatory pre-dispute arbitration

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5519

Exclusion for auto dealers

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part B — General Powers of the Bureau

§ 5531

Prohibiting unfair, deceptive, or abusive acts or practices

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5532

Disclosures

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5533

Consumer rights to access information

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5534

Response to consumer complaints and inquiries

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5535

Private Education Loan Ombudsman

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5536

Prohibited acts

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5537

Senior investor protections

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5538

Mortgage loans; rulemaking procedures; enforcement

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part C — Specific Bureau Authorities

§ 5551

Relation to State law

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part D — Preservation of State Law

§ 5552

Preservation of enforcement powers of States

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part D — Preservation of State Law

§ 5553

Preservation of existing contracts

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part D — Preservation of State Law

§ 5561

Definitions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5562

Investigations and administrative discovery

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5563

Hearings and adjudication proceedings

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5564

Litigation authority

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5565

Relief available

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5566

Referrals for criminal proceedings

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5567

Employee protection

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers

§ 5581

Transfer of consumer financial protection functions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 5582

Designated transfer date

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 5583

Savings provisions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 5584

Transfer of certain personnel

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 5585

Incidental transfers

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 5586

Interim authority of the Secretary

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 5587

Transition oversight

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part F — Transfer of Functions and Personnel; Transitional Provisions

§ 56

Prohibition on withdrawal of capital; unearned dividends

CHAPTER 2 — NATIONAL BANKS › SUBCHAPTER II — CAPITAL, STOCK, AND STOCKHOLDERS

§ 5601

Remittance transfers

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part G — Regulatory Improvements

§ 5602

Reverse mortgage study and regulations

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part G — Regulatory Improvements

§ 5603

Review, report, and program with respect to exchange facilitators

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part G — Regulatory Improvements

§ 5611

Liquidity event determination

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VI — FEDERAL RESERVE SYSTEM PROVISIONS

§ 5612

Emergency financial stabilization

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VI — FEDERAL RESERVE SYSTEM PROVISIONS

§ 5613

Additional related matters

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VI — FEDERAL RESERVE SYSTEM PROVISIONS

§ 5614

Exercise of Federal Reserve authority

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VI — FEDERAL RESERVE SYSTEM PROVISIONS

§ 5621

Purpose

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5622

Definitions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5623

Expanded access to mainstream financial institutions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5624

Low-cost alternatives to small dollar loans

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5625

Procedural provisions

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5626

Authorization of appropriations

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5627

Regulations

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5628

Evaluation and reports to Congress

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS

§ 5641

Enhanced compensation structure reporting

CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VIII — MISCELLANEOUS

§ 57

Increase of capital by provision in articles of association

CHAPTER 2 — NATIONAL BANKS › SUBCHAPTER II — CAPITAL, STOCK, AND STOCKHOLDERS

§ 5701

Definitions

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5702

Federal funds allocated to States

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5703

Approving States for participation

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5704

Approving State capital access programs

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5705

Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5706

Reports

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5707

Remedies for State program termination or failures

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5708

Implementation and administration

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5709

Regulations

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5710

Oversight and audits

CHAPTER 54 — STATE SMALL BUSINESS CREDIT INITIATIVE

§ 5801

Findings and purpose

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 5802

Definitions

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 5803

LIBOR contracts

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 5804

Continuity of contract and safe harbor

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 5805

Benchmark for loans

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 5806

Preemption

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 5807

Rulemaking

CHAPTER 55 — ADJUSTABLE INTEREST RATE (LIBOR)

§ 582

Receipt of United States or bank notes as collateral

CHAPTER 5 — CRIMES AND OFFENSES › SUBCHAPTER I — IN GENERAL

§ 59